Causation and Damage Expert Reports

Ryan and his team are top notch! He’s helped us on numerous claims and always knocks it out of the park! Highly recommend him for any insurance claim inside and out.

Ryan helped me through a difficult process meeting with my insurance appraiser and my roofing company appraiser, ultimately getting the insurance company to agree to replace my roof instead of a “patch job”. Ryan, thank you !!! Larry W., Waco, Tx

Catastrophe Loss Consultants was incredible to work with. They assisted me with two properties. Highly recommend them to anyone who’s struggling with denied insurance claims.

Our home suffered hail damage that went undetected for many months. When a leak was finally discovered, we filed a claim with our insurance carrier and was denied not once but twice. I was referred to Ryan Clifford from a neighbor who experienced a similar situation. Ryan fought for him and got his claim approved, and he did the same for us. He thoroughly inspected not only our roof but our gutters and even fencing, in order to tell a complete story of the hail damage that impacted our home. With his help, we went to Appraisal and our insurance company agreed that the hail damage was significant enough to warrant a roof replacement and interior repairs. Ryan is extremely professional to work with. He is knowledgeable, hard working and honest. His assessments are accurate and fair, and he will let you know if he feels that a claim is worth fighting or not. I highly recommend Ryan if you have suffered a catastrophic loss.

Ryan and his team at Catastrophe Loss Consultants were incredible to work with. From the very beginning, they were professional, knowledgeable, and thorough. They took the time to walk me through the process, answered all my questions, and most importantly helped me maximize my homeowner’s insurance claim. Without their guidance, I would have never received the full settlement I was entitled to. Ryan and his team handled everything with transparency and urgency, making a stressful situation much easier to deal with. I highly recommend Catastrophe Loss Consultants to anyone needing help with an insurance claim—you’ll be glad you called them!

We had storm damage at our house in March. Our insurance company was quick to be on the scene and made it seem like they were willing to take care of us. When we received our estimate and first check we quickly realized that wasn’t the case as a lot was left off. After hiring Ryan with CLC, he quickly went to work and took over all communications with our insurance company. He met a different adjuster at our home and was very thorough pointing out all damage and everything that was missed. He was quick with follows ups and stayed on them until we were taken care of. In the end, we received more than twice the original amount. Although we don’t ever want damage from a storm, if it ever happens again, we will be hiring Ryan.

When you don’t know what to do, or your not sure if those around you truly have your best interest in mind or you’re feeling like there is just more to this repair than you’re being led to believe, call Ryan. Had I not met him and he not come out to review the damage, I would have just settled for less than I was entitled, out of ignorance. I live by integrity, honor and character. I don’t want anything that I’m not due. Ryan lives by the same code. And I was due more than was being offered and I got more. I received what was due me. I’m very grateful to have met Ryan and grateful for his tremendous support and help! I could not be more happy!

I can’t recommend working with Catastrophe Loss Consultants enough. Ryan was recommended by a local roofer after our house was sold and under contract and I was getting completely opposite opinions from roofers and my insurance company. On top of a move across states and expecting twins we were stressed. It was hard to trust anyone too with all the opinions we were getting, but Ryan came in calm and confident. He explained the process fully to me which eased my wife and I’s concerns. He was available for calls and texts when I needed him and walked along side us the whole way. It was truly a blessing to our family to have Ryan by our side during the whole process.